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Wave Accounting

Wave Accounting pricing: tiers, seat costs, and hidden fees

Short answer

Free accounting and invoicing tool for very small businesses, monetized through credit card processing and a paid Pro tier.

Last verified: 2026-05-17 Model: month Official pricing

Public pricing tiers

TierMonthlyAnnual monthly equivalentNotes
Starter $0 month $0 month Unlimited invoices, estimates, bills, manual bookkeeping
Pro $19 month $16 month Bank import, receipt capture, late reminders

Wave Accounting cost calculator

$16 / month

For 10 seats on Pro, current public pricing implies $16 per month when annual pricing is available, or $19 month-to-month.

Hidden fees and quote risks

  • Credit card processing 2.9% plus $0.60 per transaction
  • American Express 3.4% plus $0.60
  • Receipt capture $11/month on Starter
  • Payroll add-on from $25/month

Enterprise notes

Wave Advisors bookkeeping service starts at $149-199/month for full-service support.

Closest alternatives

FreshBooksQuickBooks OnlineZoho BooksGnuCash

Sources

Pricing changes frequently. Confirm directly with the vendor before purchase.

Frequently asked questions

How much does Wave Accounting cost?

Wave Accounting pricing depends on its Freemium accounting with payment processing fees. The page lists public tiers and flags custom or usage-based items that require vendor confirmation.

What is the main hidden fee risk for Wave Accounting?

Credit card processing 2.9% plus $0.60 per transaction

Which Wave Accounting alternatives should buyers compare?

FreshBooks, QuickBooks Online, Zoho Books, GnuCash are the closest alternatives most procurement teams compare against Wave Accounting.