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BILL vs Routable pricing: which is cheaper for your team?

Short answer

BILL's cheapest paid tier (Essentials) lists at $49/month, which beats the other on entry pricing. Mid-tier and enterprise math can flip the answer — use the per-tier table below to see the real cost for your team size at each tier.

Verified 2026-05-16 · Public pricing only · Updated monthly

Calculate the cost for your team

TierBILL / moRoutable / moDiff

BILL pricing tiers

TierMonthlyAnnual (eq)UnitNotes
Essentials$49$49user/monthBasic AP or AR, CSV sync
Team$65$65user/monthQuickBooks/Xero 2-way sync, custom roles
Corporate$89$89user/monthProcurement, advanced approvals

See full BILL pricing breakdown →

Routable pricing tiers

TierMonthlyAnnual (eq)UnitNotes
Growth$1250$1000monthUnlimited seats, ERP sync, domestic and international payments
Scale$2000$1600monthCustom; adds advanced controls and trainable OCR

See full Routable pricing breakdown →

Feature by feature

The non-pricing differences that drive the real decision.

CapabilityBILLRoutable
Billing model month month
Pricing model Per-user AP/AR with transaction fees Flat platform fee plus add-ons
Cheapest paid tier Essentials at $49/user/month Growth at $1000/month
Mid-tier benchmark Team at $65/user/month Scale at $1600/month
Total paid tiers published 3 2
Last verified 2026-05-17 2026-05-17

Best for…

Hand-picked use cases mapped to the winner.

Use caseWinner
Lowest entry price (10-person team) BILL Essentials
Most pricing tiers (room to grow) BILL (3 tiers)
Predictable per-seat billing Neither (both flat/usage)
Most recently verified pricing BILL

Choose BILL when

  • Accounts payable and receivable platform priced per user with per-payment fees, plus a free corporate card and spend product.
  • Entry tier (Essentials) at $49/user/month is your budget ceiling.
  • Enterprise tier requires custom quote; adds multi-entity, premium integrations, and priority support.

Choose Routable when

  • Mid-market AP automation with a flat monthly platform fee, unlimited user seats, and add-ons for OCR and advanced approvals.
  • Entry tier (Growth) at $1000/month is your budget ceiling.
  • Enterprise tier built for high-volume mass payments and embedded API use cases.

Switching considerations

Watch the hidden fees on both sides. BILL: ACH payment $0.59 each Routable: Add-on fees for advanced approval workflows Always confirm with the vendor before purchase.

Frequently asked questions

Which is cheaper for a 10-person team, BILL or Routable?

At entry tier and 10 seats on annual billing: BILL Essentials comes to $490/mo; Routable Growth comes to $1000/mo. BILL is the cheaper entry-tier choice at this team size.

Does BILL have more pricing tiers than Routable?

BILL publishes more paid tiers (3 vs 2). More tiers usually means more granular ways to grow without re-platforming.

Which pricing was verified more recently?

BILL's pricing was last verified 2026-05-17; Routable's on 2026-05-17. Both pages link to the vendor's official pricing source so you can re-check before committing.