BILL vs Expensify pricing: which is cheaper for your team?
Expensify's cheapest paid tier (Collect) lists at $10/month, which beats the other on entry pricing. Mid-tier and enterprise math can flip the answer — use the per-tier table below to see the real cost for your team size at each tier.
Calculate the cost for your team
BILL pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Essentials | $49 | $49 | user/month | Basic AP or AR, CSV sync |
| Team | $65 | $65 | user/month | QuickBooks/Xero 2-way sync, custom roles |
| Corporate | $89 | $89 | user/month | Procurement, advanced approvals |
Expensify pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Collect | $20 | $10 | user/month | Annual price $5/user with Expensify Card; SmartScan receipts |
| Control | $36 | $18 | user/month | Annual price $9/user with Expensify Card; advanced approvals and NetSuite/Sage Intacct sync |
Feature by feature
The non-pricing differences that drive the real decision.
| Capability | BILL | Expensify |
|---|---|---|
| Billing model | month | month |
| Pricing model | Per-user AP/AR with transaction fees | Per-user expense reporting with card and bill features |
| Cheapest paid tier | Essentials at $49/user/month | Collect at $10/user/month |
| Mid-tier benchmark | Team at $65/user/month | Control at $18/user/month |
| Total paid tiers published | 3 | 2 |
| Last verified | 2026-05-17 | 2026-05-17 |
Best for…
Hand-picked use cases mapped to the winner.
| Use case | Winner |
|---|---|
| Lowest entry price (10-person team) | Expensify Collect |
| Most pricing tiers (room to grow) | BILL (3 tiers) |
| Predictable per-seat billing | Neither (both flat/usage) |
| Most recently verified pricing | BILL |
Choose BILL when
- Accounts payable and receivable platform priced per user with per-payment fees, plus a free corporate card and spend product.
- Entry tier (Essentials) at $49/user/month is your budget ceiling.
- Enterprise tier requires custom quote; adds multi-entity, premium integrations, and priority support.
Choose Expensify when
- Expense reporting and corporate card platform with per-user pricing for receipt scanning, reimbursements, and bill pay.
- Entry tier (Collect) at $10/user/month is your budget ceiling.
- Enterprise contracts negotiate volume discounts; SSO and SAML require Control tier.
Switching considerations
Watch the hidden fees on both sides. BILL: ACH payment $0.59 each Expensify: Discounts conditional on adopting Expensify Card spend Always confirm with the vendor before purchase.
Frequently asked questions
Which is cheaper for a 10-person team, BILL or Expensify?
At entry tier and 10 seats on annual billing: BILL Essentials comes to $490/mo; Expensify Collect comes to $100/mo. Expensify is the cheaper entry-tier choice at this team size.
Does BILL have more pricing tiers than Expensify?
BILL publishes more paid tiers (3 vs 2). More tiers usually means more granular ways to grow without re-platforming.
Which pricing was verified more recently?
BILL's pricing was last verified 2026-05-17; Expensify's on 2026-05-17. Both pages link to the vendor's official pricing source so you can re-check before committing.