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Ramp

Ramp pricing: tiers, seat costs, and hidden fees

Short answer

Corporate card and spend management platform with a free base tier funded by interchange and a paid Plus tier for procurement.

Last verified: 2026-05-17 Model: month Official pricing

Public pricing tiers

TierMonthlyAnnual monthly equivalentNotes
Free $0 user/month $0 user/month Unlimited cards, bill pay, expense automation
Plus $15 user/month $12 user/month Plus platform fee scaled by team size; 20% annual discount

Ramp cost calculator

$120 / month

For 10 seats on Plus, current public pricing implies $120 per month when annual pricing is available, or $150 month-to-month.

Hidden fees and quote risks

  • Platform fee on Plus tier varies by team size
  • 1099 filing $0.65 per IRS filing
  • International wire fees on bill pay
  • FX markup on cross-border card spend

Enterprise notes

Enterprise tier requires annual contract; adds custom roles, advanced procurement, and dedicated CSM.

Closest alternatives

BrexAirbaseMercuryExpensify

Sources

Pricing changes frequently. Confirm directly with the vendor before purchase.

Frequently asked questions

How much does Ramp cost?

Ramp pricing depends on its Free spend platform with paid procurement upgrades. The page lists public tiers and flags custom or usage-based items that require vendor confirmation.

What is the main hidden fee risk for Ramp?

Platform fee on Plus tier varies by team size

Which Ramp alternatives should buyers compare?

Brex, Airbase, Mercury, Expensify are the closest alternatives most procurement teams compare against Ramp.