Ramp features: tier-by-tier list (2026)
Corporate card and spend management platform with a free base tier funded by interchange and a paid Plus tier for procurement.
Core capabilities (17)
Foundation
[ edit ] Ramp advertisement on a San Francisco MUNI bus Ramp was founded in March 2019 by Eric Glyman, Karim Atiyeh, and Gene Lee.
Source · core
Expansion and growth
[ edit ] Within two years of its founding, the company became the fastest New York startup to reach unicorn status. [ 8 ] Ramp closed a $115 million Series B funding round in April 2021 placing its valuation at $1.6 billion.
Source · core
Recent developments
[ edit ] Will Petrie was promoted to chief financial officer in January 2025. [ 16 ] That same month, Ramp published a blog post titled "The Efficiency Formula" discussing potential applications of its technology to government spending. [ 17 ]
Source · core
Recognition
[ edit ] In 2024 and 2025, Ramp was one of CNBC 's Disruptor 50. [ 21 ] [ 24 ] The company was included on the Forbes "Cloud 100" list for 2024 and 2025. [ 25 ] It has been recognized on Fast Company ' s "Most Innovative Companies" of 2
Source · core
As of November 2025, Ramp was valued at
As of November 2025, Ramp was valued at $32 billion with $1 billion in annualized revenue.
Source · core
Ramp was founded in March 2019 by Eric
Ramp was founded in March 2019 by Eric Glyman, Karim Atiyeh, and Gene Lee. Glyman and Atiyeh met as classmates at Harvard University and had previously founded the price tracking app Paribus , which was acquired by Capital One in 2016.
Source · core
In August 2023, Ramp raised $300 million in
In August 2023, Ramp raised $300 million in a Series D round and had a valuation of $5.8 billion.
Source · core
By November 2025, Ramp's valuation further increased to
By November 2025, Ramp's valuation further increased to $32 billion after a $300 million primary financing round and an employee tender offer.
Source · core
Corporate Card
Corporate liability charge card check_circle check_circle check_circle Competitive credit limits check_circle check_circle check_circle Unlimited physical and virtual cards check_circle check_circle check_circle Card issuing controls check_circle check_circle
Source · core
Expense Management
Spend limits with preset accounting codes check_circle check_circle check_circle Automatic receipt collection and matching check_circle check_circle check_circle Employee repayments check_circle check_circle check_circle Reimbursements check_circle + Limit rei
Source · core
Treasury
Earn -.--% * in a FDIC-insured business account check_circle check_circle check_circle Earn -.--% * in an investment account check_circle check_circle check_circle No fees, minimum deposits, or transfer caps check_circle check_circle check_circle Free, same-da
Source · core
Accounting Automation
Basic accounting rules check_circle check_circle check_circle Advanced accounting rules remove_circle_outline check_circle check_circle Advanced NetSuite support remove_circle_outline check_circle check_circle Multi-entity support remove_circle_outline check_c
Source · core automation
Vendor management
Price intelligence check_circle check_circle check_circle Contract extraction check_circle check_circle check_circle Automatic vendor tracking check_circle check_circle check_circle
Source · core
Is there a free version of Ramp
Yes, Ramp Free is designed for smaller teams who want to get started with Ramp. If you would like to try Ramp Plus, you can sign up with a free 30-day trial, and easily switch plans anytime as your needs change.
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Are there any limits on how many cards I can issue
No, you can issue unlimited virtual and physical cards to your team at no extra cost.
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Can I pay for Ramp Plus with a Ramp card
You can pay for Ramp Plus with ACH or the rewards you earn from your Ramp card spending.
Source · core
Whether you’re a startup, global enterprise, or somewhere
Whether you’re a startup, global enterprise, or somewhere in between, Ramp is designed to save you time and money.
Source · core
AI features (2)
Accounts Payable
Invoice capture with AI-powered OCR check_circle check_circle check_circle Pay bills by check, ACH, card, and wire check_circle check_circle check_circle Advanced exports check_circle check_circle check_circle Tax management check_circle +W8 uploads +W8 upload
Source · ai
Budgets & Reporting
1099 reporting check_circle check_circle check_circle Create custom reports using AI check_circle check_circle check_circle Ramp Budgets tracks plan vs. actuals in real time remove_circle_outline check_circle check_circle Custom report builder remove_circle_ou
Source · ai
Automation and workflows (1)
Procurement (Add-on to Plus or Enterprise)
Custom intake remove_circle_outline check_circle check_circle Advanced workflow builder remove_circle_outline check_circle check_circle Integrations with CLM, TPRM, and Ticketing tools remove_circle_outline check_circle check_circle Vendor onboarding with cust
Source · automation integrations
Security and compliance (1)
User management
Secure logins with SCIM, SSO, and SAML check_circle check_circle check_circle Custom fields remove_circle_outline check_circle check_circle Custom user roles and multi entity restrictions remove_circle_outline check_circle check_circle Audit log remove_circle_
Source · security sso saml scim audit log
See Ramp pricing in detail
This page lists what Ramp does. For per-seat math, tier comparison, and the full hidden-fee list, see the Ramp pricing breakdown.
Closest alternatives
Other corporate cards and spend tools buyers shortlist when they evaluate Ramp.
Sources
- https://www.ramp.com/platform
- https://en.wikipedia.org/wiki/Ramp_(company)
- https://www.ramp.com/pricing
Features evolve. Confirm directly with the vendor before purchase decisions. This list was last refreshed on 2026-05-27.
Frequently asked questions
What features does Ramp include?
This page tracks 21 verified Ramp features across 4 categories, sourced from Ramp's official site and Wikipedia.
Which tier do I need for Ramp?
Ramp's feature availability varies by plan. Compare the public Ramp tiers, calculator, and hidden fees on the Ramp pricing page.
How does Ramp compare on features to alternatives?
Buyers commonly compare Ramp against Brex, Airbase, Mercury. Each alternative's feature page is linked below where we cover it.