Intercom vs JivoChat pricing: which is cheaper for your team?
Intercom's cheapest paid tier (Fin AI Agent) lists at $0.99/seat/month plus usage, which beats the other on entry pricing. Mid-tier and enterprise math can flip the answer — use the per-tier table below to see the real cost for your team size at each tier.
Calculate the cost for your team
Intercom pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Essential | $39 | $29 | seat/month | Core support plan; Fin billed per outcome. |
| Advanced | $99 | $85 | seat/month | Automation and AI features for growing support teams. |
| Expert | $139 | $132 | seat/month | Collaboration, security, and multibrand controls. |
| Fin AI Agent | $0.99 | $0.99 | outcome | Usage charge per resolved Fin outcome. |
JivoChat pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Free | $0 | $0 | up to 5 agents | Basic chat widget |
| Basic | $28 | $28 | agent/month | Departments, triggers, integrations |
| Professional | $42 | $42 | agent/month | Reports, callbacks, SLA |
| Enterprise | $56 | $56 | agent/month | Higher quotas, advanced security |
Feature by feature
The non-pricing differences that drive the real decision.
| Capability | Intercom | JivoChat |
|---|---|---|
| Billing model | seat/month plus usage | agent/month |
| Pricing model | Seat pricing plus Fin AI outcome usage | Per-agent omnichannel chat with module add-ons |
| Cheapest paid tier | Fin AI Agent at $0.99/outcome | Basic at $28/agent/month |
| Mid-tier benchmark | Expert at $132/seat/month | Professional at $42/agent/month |
| Total paid tiers published | 4 | 3 |
| Last verified | 2026-05-16 | 2026-05-17 |
Best for…
Hand-picked use cases mapped to the winner.
| Use case | Winner |
|---|---|
| Lowest entry price (10-person team) | Intercom Fin AI Agent |
| Most pricing tiers (room to grow) | Intercom (4 tiers) |
| Predictable per-seat billing | Intercom |
| Most recently verified pricing | JivoChat |
Choose Intercom when
- Intercom combines teammate seats with Fin AI outcome usage, so the real cost depends on both support staffing and automated resolution volume.
- Entry tier (Fin AI Agent) at $0.99/outcome is your budget ceiling.
- Do not compare Intercom against Zendesk on seat price alone; estimate Fin outcomes and outbound usage.
Choose JivoChat when
- Per-agent live chat plus separate paid modules for WhatsApp, video, telephony, and AI Assistant.
- Entry tier (Basic) at $28/agent/month is your budget ceiling.
- Enterprise SaaS rate is $56 per agent; multi-module deals (WhatsApp + AI) negotiated through sales for large teams.
Switching considerations
Watch the hidden fees on both sides. Intercom: Fin outcomes, Proactive Support Plus, Copilot, SMS, WhatsApp, phone, and email campaigns are usage or add-on costs. JivoChat: WhatsApp module: $27/month Always confirm with the vendor before purchase.
Frequently asked questions
Which is cheaper for a 10-person team, Intercom or JivoChat?
At entry tier and 10 seats on annual billing: Intercom Fin AI Agent comes to $1/mo; JivoChat Basic comes to $280/mo. Intercom is the cheaper entry-tier choice at this team size.
Does Intercom have more pricing tiers than JivoChat?
Intercom publishes more paid tiers (4 vs 3). More tiers usually means more granular ways to grow without re-platforming.
Which pricing was verified more recently?
Intercom's pricing was last verified 2026-05-16; JivoChat's on 2026-05-17. Both pages link to the vendor's official pricing source so you can re-check before committing.