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Expensify vs Soldo pricing: which is cheaper for your team?

Short answer

Expensify's cheapest paid tier (Collect) lists at $10/month, which beats the other on entry pricing. Mid-tier and enterprise math can flip the answer — use the per-tier table below to see the real cost for your team size at each tier.

Verified 2026-05-16 · Public pricing only · Updated monthly

Calculate the cost for your team

TierExpensify / moSoldo / moDiff

Expensify pricing tiers

TierMonthlyAnnual (eq)UnitNotes
Collect$20$10user/monthAnnual price $5/user with Expensify Card; SmartScan receipts
Control$36$18user/monthAnnual price $9/user with Expensify Card; advanced approvals and NetSuite/Sage Intacct sync

See full Expensify pricing breakdown →

Soldo pricing tiers

TierMonthlyAnnual (eq)UnitNotes
Standard$21$21monthGBP plus VAT, 3 users, 3 cards, 20 bank transfers/month
Plus$33$33monthGBP plus VAT, 3 wallets, OCR receipts, Amazon Business sync

See full Soldo pricing breakdown →

Feature by feature

The non-pricing differences that drive the real decision.

CapabilityExpensifySoldo
Billing model month month
Pricing model Per-user expense reporting with card and bill features Tiered monthly with included cards
Cheapest paid tier Collect at $10/user/month Standard at $21/month
Mid-tier benchmark Control at $18/user/month Plus at $33/month
Total paid tiers published 2 2
Last verified 2026-05-17 2026-05-17

Best for…

Hand-picked use cases mapped to the winner.

Use caseWinner
Lowest entry price (10-person team) Expensify Collect
Most pricing tiers (room to grow) Expensify (2 tiers)
Predictable per-seat billing Neither (both flat/usage)
Most recently verified pricing Expensify

Choose Expensify when

  • Expense reporting and corporate card platform with per-user pricing for receipt scanning, reimbursements, and bill pay.
  • Entry tier (Collect) at $10/user/month is your budget ceiling.
  • Enterprise contracts negotiate volume discounts; SSO and SAML require Control tier.

Choose Soldo when

  • European prepaid corporate card and spend management platform with tiered plans, included users and cards, and add-on financial fees.
  • Entry tier (Standard) at $21/month is your budget ceiling.
  • Unlimited tier removes all wallet, user, and transfer caps with custom pricing.

Switching considerations

Watch the hidden fees on both sides. Expensify: Discounts conditional on adopting Expensify Card spend Soldo: Card issuance fees per additional card Always confirm with the vendor before purchase.

Frequently asked questions

Which is cheaper for a 10-person team, Expensify or Soldo?

At entry tier and 10 seats on annual billing: Expensify Collect comes to $100/mo; Soldo Standard comes to $21/mo. Expensify is the cheaper entry-tier choice at this team size.

Does Expensify have more pricing tiers than Soldo?

Both publish 2 paid tiers. The mid-tier benchmark is Control for Expensify and Plus for Soldo.

Which pricing was verified more recently?

Expensify's pricing was last verified 2026-05-17; Soldo's on 2026-05-17. Both pages link to the vendor's official pricing source so you can re-check before committing.