Melio vs Soldo pricing: which is cheaper for your team?
Melio's cheapest paid tier (Core) lists at $20/month, which beats the other on entry pricing. Mid-tier and enterprise math can flip the answer — use the per-tier table below to see the real cost for your team size at each tier.
Calculate the cost for your team
Melio pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Go | $0 | $0 | month | Free, 1 user, basic ACH payments |
| Core | $25 | $20 | month | 1 user included, $10/month per added user |
| Boost | $55 | $44 | month | Complex finance team workflows |
| Unlimited | $80 | $64 | month | Unlimited users and approvals |
Soldo pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Standard | $21 | $21 | month | GBP plus VAT, 3 users, 3 cards, 20 bank transfers/month |
| Plus | $33 | $33 | month | GBP plus VAT, 3 wallets, OCR receipts, Amazon Business sync |
Feature by feature
The non-pricing differences that drive the real decision.
| Capability | Melio | Soldo |
|---|---|---|
| Billing model | month | month |
| Pricing model | Tiered AP with per-payment fees | Tiered monthly with included cards |
| Cheapest paid tier | Core at $20/month | Standard at $21/month |
| Mid-tier benchmark | Boost at $44/month | Plus at $33/month |
| Total paid tiers published | 3 | 2 |
| Last verified | 2026-05-17 | 2026-05-17 |
Best for…
Hand-picked use cases mapped to the winner.
| Use case | Winner |
|---|---|
| Lowest entry price (10-person team) | Melio Core |
| Most pricing tiers (room to grow) | Melio (3 tiers) |
| Predictable per-seat billing | Neither (both flat/usage) |
| Most recently verified pricing | Melio |
Choose Melio when
- Small business bill pay platform with a free tier and paid plans for higher transaction volume and team workflows.
- Entry tier (Core) at $20/month is your budget ceiling.
- Platinum tier is invite-only for high-volume businesses with custom pricing.
Choose Soldo when
- European prepaid corporate card and spend management platform with tiered plans, included users and cards, and add-on financial fees.
- Entry tier (Standard) at $21/month is your budget ceiling.
- Unlimited tier removes all wallet, user, and transfer caps with custom pricing.
Switching considerations
Watch the hidden fees on both sides. Melio: ACH standard $0.50 per payment Soldo: Card issuance fees per additional card Always confirm with the vendor before purchase.
Frequently asked questions
Which is cheaper for a 10-person team, Melio or Soldo?
At entry tier and 10 seats on annual billing: Melio Core comes to $20/mo; Soldo Standard comes to $21/mo. Melio is the cheaper entry-tier choice at this team size.
Does Melio have more pricing tiers than Soldo?
Melio publishes more paid tiers (3 vs 2). More tiers usually means more granular ways to grow without re-platforming.
Which pricing was verified more recently?
Melio's pricing was last verified 2026-05-17; Soldo's on 2026-05-17. Both pages link to the vendor's official pricing source so you can re-check before committing.