SaaS True Cost Open calculator

Intercom vs Chatwoot pricing: which is cheaper for your team?

Short answer

Intercom's cheapest paid tier (Fin AI Agent) lists at $0.99/seat/month plus usage, which beats the other on entry pricing. Mid-tier and enterprise math can flip the answer — use the per-tier table below to see the real cost for your team size at each tier.

Verified 2026-05-16 · Public pricing only · Updated monthly

Calculate the cost for your team

TierIntercom / moChatwoot / moDiff

Intercom pricing tiers

TierMonthlyAnnual (eq)UnitNotes
Essential$39$29seat/monthCore support plan; Fin billed per outcome.
Advanced$99$85seat/monthAutomation and AI features for growing support teams.
Expert$139$132seat/monthCollaboration, security, and multibrand controls.
Fin AI Agent$0.99$0.99outcomeUsage charge per resolved Fin outcome.

See full Intercom pricing breakdown →

Chatwoot pricing tiers

TierMonthlyAnnual (eq)UnitNotes
Hacker$0$0agent/monthLimited to 2 agents and 500 conversations/month
Startups$19$19agent/month$228/year per agent, 300 Captain AI credits/mo
Business$39$39agent/month$468/year per agent, 500 Captain AI credits/mo
Enterprise$99$99agent/month$1,188/year per agent, 800 credits, 3-year retention

See full Chatwoot pricing breakdown →

Feature by feature

The non-pricing differences that drive the real decision.

CapabilityIntercomChatwoot
Billing model seat/month plus usage agent/month
Pricing model Seat pricing plus Fin AI outcome usage Per-agent SaaS with open-source self-host option
Cheapest paid tier Fin AI Agent at $0.99/outcome Startups at $19/agent/month
Mid-tier benchmark Expert at $132/seat/month Business at $39/agent/month
Total paid tiers published 4 3
Last verified 2026-05-16 2026-05-17

Best for…

Hand-picked use cases mapped to the winner.

Use caseWinner
Lowest entry price (10-person team) Intercom Fin AI Agent
Most pricing tiers (room to grow) Intercom (4 tiers)
Predictable per-seat billing Intercom
Most recently verified pricing Chatwoot

Choose Intercom when

  • Intercom combines teammate seats with Fin AI outcome usage, so the real cost depends on both support staffing and automated resolution volume.
  • Entry tier (Fin AI Agent) at $0.99/outcome is your budget ceiling.
  • Do not compare Intercom against Zendesk on seat price alone; estimate Fin outcomes and outbound usage.

Choose Chatwoot when

  • Open-source omnichannel inbox.
  • Entry tier (Startups) at $19/agent/month is your budget ceiling.
  • Enterprise tier covers SSO, audit log, and longer retention; self-hosted Enterprise license available on request.

Switching considerations

Watch the hidden fees on both sides. Intercom: Fin outcomes, Proactive Support Plus, Copilot, SMS, WhatsApp, phone, and email campaigns are usage or add-on costs. Chatwoot: Captain AI credit overage: $20 per 1,000 credits Always confirm with the vendor before purchase.

Frequently asked questions

Which is cheaper for a 10-person team, Intercom or Chatwoot?

At entry tier and 10 seats on annual billing: Intercom Fin AI Agent comes to $1/mo; Chatwoot Startups comes to $190/mo. Intercom is the cheaper entry-tier choice at this team size.

Does Intercom have more pricing tiers than Chatwoot?

Intercom publishes more paid tiers (4 vs 3). More tiers usually means more granular ways to grow without re-platforming.

Which pricing was verified more recently?

Intercom's pricing was last verified 2026-05-16; Chatwoot's on 2026-05-17. Both pages link to the vendor's official pricing source so you can re-check before committing.